Enroll Now

The steps you take today will affect how you spend tomorrow. On your journey to retirement, do something good for yourself by planning ahead for the kind of future you envision. As an active and eligible employee, LMH will make it easy to get started by automatically enrolling you in the 457(b) Deferred Compensation Plan. Don’t want to wait? Enroll now and choose your own investments and savings rate.

You don’t have to wait to be automatically enrolled. Enroll now and jump-start your retirement savings. - Don’t leave free money on the table. LMH will match 50% of your contributions up to 2% of your salary. Contribute at least 2% to receive the full LMH matching contribution. Once you’ve reached 1,000 hours of eligible service, LMH matching contributions will begin January of the following year. Do nothing and wait to be automatically enrolled.

•    If you choose to not participate, you will be required to opt out each year when you receive the Automatic Enrollment and Automatic Rate Escalator Notice.

Plan name Plan number Verification number Location code
457(b) Plan 664236 163450 0001 Enroll

You should consider the investment objectives, risks, and charges and expenses of the variable product and its underlying fund options carefully before investing. The prospectuses/ prospectus summaries containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.

Mutual funds under a trust or custodial account agreement are intended to be long-term investments designed for retirement purposes. If withdrawals are taken prior to age 59 ½, an IRC 10% premature distribution penalty tax will apply, unless an IRS exception applies. Account values fluctuate with market conditions, and when surrendered, the principal may be worth more or less than the original amount invested. A group fixed annuity is an insurance contract designed for investing for retirement purposes. The guarantee of the fixed account is based on the claims-paying ability of the issuing insurance company. Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. Money taken from the plan will be taxed as ordinary income in the year the money is distributed. An annuity does not provide any additional tax benefit, as tax deferral is provided by the Plan. Annuities may be subject to additional fees and expenses, to which other tax-deferred funding vehicles may not be subject. However, an annuity does offer other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you.